🏡 The True Cost of Buying a Home: 8 Expenses Beyond the Down Payment 💰

Bill Rapp - Commercial & Residential Mortgage Broker

Published on: 01/10/2026

The True Cost of Buying a Home: Beyond the Down Payment When preparing to buy a home, one number tends to get most of the attention: the down payment. It is important—but it is only one part of the financial picture.

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🏠 How Much House Can You Really Afford in 2026? A Smart Mortgage Guide 💰

Bill Rapp - Commercial & Residential Mortgage Broker

Published on: 16/02/2026

How Much House Should You Really Buy? The short answer: Less than the bank says you can. As a mortgage broker at Medallion Funds, I see this mistake all the time. Buyers focus on the maximum approval amount instead of the optimal purchase price for their life, goals, and long-term financial strategy.

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